Skip to content

Can You Use HSA/FSA Dollars for Post-Surgery Clothing?

Recovering from surgery often means making adjustments to your daily routine — including the clothes you wear. One of the most common questions patients have is: can I use my HSA or FSA funds for post-surgery clothing? The answer is yes. Many types of adaptive clothing are classified as FSA-eligible products and HSA qualified items, making them easier to purchase with pre-tax dollars.

In this guide, we’ll explain why adaptive clothing qualifies, which post-surgery garments are covered, and how to shop with your HSA or FSA.

Why Adaptive Clothing Is FSA/HSA Eligible

To be reimbursed through a Flexible Spending Account (FSA) or Health Savings Account (HSA), items must serve a medical purpose or support recovery. Adaptive clothing qualifies because it:

  • Reduces strain during dressing (important for surgery patients with limited mobility).
  • Supports wound care and access with side zippers, snaps, or magnetic closures.
  • Prevents complications like skin irritation or restricted circulation.
  • Improves safety (example: non-slip hospital socks for fall prevention).

👉 This makes post-surgery clothing one of the most practical HSA/FSA approved items you can buy.

Types of Post-Surgery Clothing Eligible for HSA/FSA

Magnetic Button Shirts

Magnetic shirts look like a classic button-down but fasten instantly with hidden magnets. They are ideal for:

  • Shoulder surgery recovery
  • Limited hand dexterity
  • Dressing without caregiver assistance

👉 Shop Magnetic Button Shirts

Adaptive Pants 

Perfect for recovering at home, doctor’s visits and going out on the town, adaptive pants can provide you the access and easy dressing features you need while still looking good and feeling comfortable. With long side zippers from the waist to the knee, these pants make it easy to dress while seated or prone 

👉 Shop Adaptive Pants

CareZips® Adaptive Pants

With three strategically placed zippers, CareZips® pants allow for easy dressing and medical access without full undressing. They’re especially useful for:

  • Hip or leg surgery recovery
  • Patients using catheters
  • Assisted dressing in rehab or hospital settings

👉 Shop CareZips® Pants

Compression and Gripper Socks

Doctors often recommend compression socks after surgery to support circulation. When combined with non-slip grips, they also prevent falls. Both types are considered HSA/FSA eligible socks.

👉 Shop Compression Socks with Grips

How to Pay with Your HSA/FSA

Shopping with your pre-tax benefits is simple at Joe & Bella:

  1. Add eligible post-surgery clothing to your cart.
  2. At checkout, choose Flex | Pay with HSA/FSA.
  3. Enter your card details.
  4. Receive an itemized receipt via email for easy reimbursement.

Final Thoughts

So, can you use HSA/FSA dollars for post-surgery clothing? Yes. These funds can cover adaptive apparel designed to ease recovery, improve comfort, and support medical needs.

By using your HSA/FSA dollars at Joe & Bella, you save money while investing in recovery essentials that truly make a difference.

👉 Browse FSA/HSA Eligible Clothing for Recovery



Joe & Bella's Adaptive Apparel Collections:

Men's Adaptive Clothing | Women's Adaptive Clothing | Men's Adaptive Shirts | Women’s Adaptive Shirts | Men's Adaptive Pants | Women’s Adaptive Pants | Gripper Socks | Side Zipper Pants | Compression Socks | Best Adaptive ClothingAdaptive Apparel

 

 

Frequently Asked Questions (FAQs)

Are magnetic shirts FSA eligible?

Yes, magnetic shirts qualify as FSA/HSA items when used for medical recovery or limited mobility.

Can I buy adaptive bras with my HSA?

Yes. Front-closure adaptive bras are considered eligible because they support recovery and reduce physical strain.

Do I need a prescription for post-surgery clothing?

No. Most adaptive apparel, including pants, shirts, and socks, are classified as “always eligible” under IRS guidelines.

Related Articles

Related Article - The 10 Best Over 80-Year-Old Musicians Still Performing

The 10 Best Over 80-Year-Old Musicians Still Performing

Related Article - Wardrobe Essential Clothing To Consider After Knee Replacement

Wardrobe Essential Clothing To Consider After Knee Replacement

Related Article - Clothes to Wear After Abdominal Surgery

Clothes to Wear After Abdominal Surgery

Related Article - Post Surgery Clothing Guide: Essential Wear for a Smooth Recovery

Post Surgery Clothing Guide: Essential Wear for a Smooth Recovery

Related Article - Essentials for Elderly: Useful Things That Make Senior Life Easier and Safer

Essentials for Elderly: Useful Things That Make Senior Life Easier and Safer

Related Article - How to Help Someone with a Disability: Practical Tips for Support

How to Help Someone with a Disability: Practical Tips for Support

Related Article - How to Choose Compression Socks: A Simple Guide to Selecting the Right Fit

How to Choose Compression Socks: A Simple Guide to Selecting the Right Fit

Related Article - Different Types Of Socks: A Complete Guide

Different Types Of Socks: A Complete Guide

Related Article - What Are Gripper Socks & How To Use Them

What Are Gripper Socks & How To Use Them

Related Article - What Is Kickstarter — and Why We’re Launching HoodEase There First

What Is Kickstarter — and Why We’re Launching HoodEase There First

Related Article - Meet HoodEase: The Magnetic Zipper Hoodie That Practically Zips Itself

Meet HoodEase: The Magnetic Zipper Hoodie That Practically Zips Itself

Related Article - Compression Socks for Seniors: Support, Circulation, and Comfort

Compression Socks for Seniors: Support, Circulation, and Comfort

Related Article - The Best Gripper Socks for Seniors: Comfort, Safety, and Style

The Best Gripper Socks for Seniors: Comfort, Safety, and Style

Related Article - The Ultimate Guide to Easy-On Socks for Seniors

The Ultimate Guide to Easy-On Socks for Seniors

Related Article - Joe & Bella Named Finalist at CoCreate 2025 | Award-Winning Adaptive Clothing Brand Impresses Shark Tank Judges

Joe & Bella Named Finalist at CoCreate 2025 | Award-Winning Adaptive Clothing Brand Impresses Shark Tank Judges

Related Article - Use Your HSA or FSA Before It Expires: Smart Shopping Guide

Use Your HSA or FSA Before It Expires: Smart Shopping Guide

Related Article - Can You Use HSA/FSA Dollars for Post-Surgery Clothing?

Can You Use HSA/FSA Dollars for Post-Surgery Clothing?

Related Article - Are Compression Socks FSA Eligible? Here’s What You Need to Know

Are Compression Socks FSA Eligible? Here’s What You Need to Know

Related Article - What Can You Buy with HSA and FSA Funds? A Complete Guide

What Can You Buy with HSA and FSA Funds? A Complete Guide

Related Article - 15 Get Well Soon Gift Ideas: From Adaptive Clothes to Fun Hospital Games

15 Get Well Soon Gift Ideas: From Adaptive Clothes to Fun Hospital Games

Related Article - 10 Helpful and Heartwarming Gifts for Breast Cancer Patients

10 Helpful and Heartwarming Gifts for Breast Cancer Patients

Related Article - 15 Gift Ideas For MS Patients: An Essential Gift-Giving Guide

15 Gift Ideas For MS Patients: An Essential Gift-Giving Guide

Related Article - Scoliosis Brace Under Clothes: How To Dress And Clothing Options

Scoliosis Brace Under Clothes: How To Dress And Clothing Options

Related Article - 12 Useful and Stylish Gifts for Parkinson’s Patients

12 Useful and Stylish Gifts for Parkinson’s Patients

Related Article - 11 Activities for Seniors with Limited Mobility That Keep Them Happy and Active

11 Activities for Seniors with Limited Mobility That Keep Them Happy and Active

Related Article - Five Gift Ideas For Someone With ALS

Five Gift Ideas For Someone With ALS

Related Article - How To Assist the Elderly With Mobility Issues: An Essential Caregiving Guide

How To Assist the Elderly With Mobility Issues: An Essential Caregiving Guide

Related Article - Independent Senior Living: What It Is And How Adaptive Clothing Helps

Independent Senior Living: What It Is And How Adaptive Clothing Helps

Related Article - Fashion for Men Over 50: A Guide to Modern Adaptive Style

Fashion for Men Over 50: A Guide to Modern Adaptive Style

Related Article - 10 Gifts For Dads In Wheelchairs That He Will Love

10 Gifts For Dads In Wheelchairs That He Will Love

Related Article - Clothing Styles for Women Over 50: A Guide to Adaptive Fashion

Clothing Styles for Women Over 50: A Guide to Adaptive Fashion

Related Article - Joe & Bella Partners With Charter Senior Living To Showcase Adaptive Fashion And Support Alzheimer's Awareness

Joe & Bella Partners With Charter Senior Living To Showcase Adaptive Fashion And Support Alzheimer's Awareness

Related Article - How To Wear A Button-Down Shirt: An Essential Clothing Guide

How To Wear A Button-Down Shirt: An Essential Clothing Guide

Related Article - Joe & Bella + Charter Senior Living Fashion Show for Alzheimer's Association

Joe & Bella + Charter Senior Living Fashion Show for Alzheimer's Association

Related Article - How To Wear A Catheter Comfortably: Dressing Tips and Tricks

How To Wear A Catheter Comfortably: Dressing Tips and Tricks

Related Article - 10 Must-Have Helpful Gifts for Bedridden Adults and Seniors

10 Must-Have Helpful Gifts for Bedridden Adults and Seniors

Related Article - What Is Adaptive Clothing?

What Is Adaptive Clothing?

Related Article - Behind the Seams: How Your Joe & Bella Favorites Come to Life

Behind the Seams: How Your Joe & Bella Favorites Come to Life

Related Article - Introducing The Signature Collection | Limited 20% Savings

Introducing The Signature Collection | Limited 20% Savings

Related Article - Providing Home Care for People with Disabilities: A Comprehensive Guide

Providing Home Care for People with Disabilities: A Comprehensive Guide

Related Article - 10 Fun Things To Do With Grandparents

10 Fun Things To Do With Grandparents

Related Article - 10 Helpful Things That Help Seniors At Home

10 Helpful Things That Help Seniors At Home

Related Article - Why Compression Socks For Flying Are A Must-Have

Why Compression Socks For Flying Are A Must-Have

Related Article - How To Make Life Easier With A Broken Arm: 9 Important Products

How To Make Life Easier With A Broken Arm: 9 Important Products

Related Article - What Should You Wear After Open Heart Surgery?

What Should You Wear After Open Heart Surgery?

Related Article - 10 Helpful Gift Ideas For People With Dementia

10 Helpful Gift Ideas For People With Dementia

Related Article - 10 Fun Things To Do With Your Grandma

10 Fun Things To Do With Your Grandma

Related Article - What To Wear After Hip Surgery

What To Wear After Hip Surgery

Related Article - An Essential Guide On The Best Clothes To Wear After Back Surgery

An Essential Guide On The Best Clothes To Wear After Back Surgery

Related Article - What Clothing Should I Wear After Pacemaker Surgery?

What Clothing Should I Wear After Pacemaker Surgery?

OUR RECOMMENDATIONS FOR YOU
Back to blog

Leave a comment

Please note, comments need to be approved before they are published.